How AUD Payments Work at Oshi
PayID, POLi, cards and crypto, explained for Australian players who want their cash-outs sorted quickly.
PayID, POLi, cards and crypto, explained for Australian players who want their cash-outs sorted quickly.
Last updated: September 6, 2026
Oshi's cashier is built around how Australians actually bank: PayID for instant transfers, POLi for direct bank logins, cards for convenience, and crypto for players who want extra speed and privacy. Here's what to expect from each option.
PayID is the default choice for most Oshi players because it moves money between Australian bank accounts almost instantly, using your phone number or email instead of a BSB and account number. Deposits typically clear in under a minute, meaning you can be spinning pokies before your coffee's gone cold. Because PayID runs through the New Payments Platform, it's also available around the clock, including weekends and public holidays like Australia Day or the Melbourne Cup long weekend, when other rails slow down.
POLi lets you deposit by logging into your own online banking, whether that's with a major bank or a smaller regional one. No card numbers change hands. Deposits confirm within a few minutes once your bank approves the transfer. POLi doesn't handle withdrawals, so it's a deposit-only tool, best paired with PayID or bank transfer for cashing out.
Card deposits land in your Oshi balance in a couple of minutes, same as most Australian card purchases. Withdrawals back to a card take longer, generally a few business days once processed, since that's how card networks handle reversals rather than anything Oshi controls. If speed matters more than familiarity, PayID or crypto will usually beat a card withdrawal.
Crypto deposits confirm once the network verifies the transaction, often within 10 to 30 minutes depending on network congestion. Withdrawals in Bitcoin or USDT are popular with players who want to skip weekend banking delays altogether, since blockchain networks don't observe Australian public holidays or bank hours. You'll need a compatible wallet, and it pays to double-check the wallet address before sending.
Standard bank transfer is the slowest but most familiar option, useful for larger amounts you're comfortable waiting on. Deposits can take from several hours up to a business day, and withdrawals follow a similar or slightly longer window depending on your bank's own processing.
| Method | Deposit speed | Withdrawal speed |
|---|---|---|
| PayID | Under 1 minute | Minutes to a few hours |
| POLi | A few minutes | Not available for withdrawals |
| Visa / Mastercard | A few minutes | 2-5 business days |
| Bitcoin | 10-30 minutes | Under an hour once approved |
| Tether (USDT) | 10-30 minutes | Under an hour once approved |
| Bank Transfer | Hours to 1 business day | 1-3 business days |
Before your first withdrawal, Oshi will ask for standard identity checks, typically a photo ID and proof of the payment method used to deposit. This is a one-off step for most players and it's what keeps withdrawals moving quickly afterwards. Delays usually come down to incomplete verification rather than the payment method itself.
Oshi's support team works hours aligned to AEST/AEDT, covering the periods Australian players are actually online: evenings after work, weekends, and the late-night sessions that pokies fans are known for. Live chat is the fastest way to sort a stuck deposit or ask about withdrawal timing, and it's worth having your transaction reference ready when you reach out.
Any welcome bonus or reload offer applied to a deposit sits alongside your cash balance with its own wagering conditions. Full terms are on the Bonus page. T&Cs apply, 18+.
PayID, usually clearing in under a minute since it runs on Australia's New Payments Platform.
Bitcoin and USDT withdrawals are typically processed within an hour once approved, though blockchain network conditions can occasionally add delay.
No, POLi is deposit-only. Use PayID, bank transfer, or crypto for withdrawals instead.
Card networks process refunds and payouts differently to purchases, so withdrawals to Visa or Mastercard usually take 2 to 5 business days regardless of how quickly the deposit landed.
Oshi's support team operates on hours aligned to AEST/AEDT, covering the evenings and weekends when most Australian players are active.